Personal Insurance in New Jersey
It’s essential to plan for the worst while always hoping for the best.
Destiny favors the prepared mind. In fair weather or foul, it’s important to ensure that what matters the most to you is protected.
At Rosell Insurance Agency, we help our clients to make informed choices by demystifying the often complex world of personal insurance.
While possessions come and go, many of our belongings represent heavy investments on our part and have strong emotional attachments. Personal insurance protects the treasured belongings that we amass throughout our lifetimes.
Typically, people use personal insurance policies to cover their homes, rental properties, automobiles, jewelry, silverware, antique cars, motorcycles, mopeds, watercraft, and fine art.
Personal umbrella insurance or excess liability insurance is another form of personal insurance that helps to protect you if you are involved in an accident where you are found at fault.
The two most common types of Personal Insurance Policies are Homeowners Insurance and Automobile Insurance.
Homeowners Insurance
Homeowners insurance pays for the damage to your home and personal property caused by fire, windstorm, and other perils listed in your policy. It also protects you against financial loss if you are found legally responsible for someone else’s injury.
Every homeowners policy is different, and every insurance company offers different options. Your policy will be different from your neighbor’s policy, and it should be!
With so many options to choose from, our experienced staff can help you design
a policy right for you.
Auto Insurance
Auto insurance pays for the damage to your car, the medical bills for your injuries, and the wages you lose if you are involved in an auto accident. It can also protect you against financial loss if you are found legally responsible for someone else’s injury.
However, if you don’t choose the right options, your car won’t get fixed, your medical bills won’t get paid and your lost wages will stay lost.
There are hundreds of coverage combinations to consider. Every policy is different, and every insurance company charges different rates.
How Can We Help?
When searching for the best insurance protection for you and your family, why limit yourself to what’s offered by a single provider?
As independent insurance agents, we have access to more than 20 different insurance companies to find you the best policies for your unique needs.
We also have the ability to design a more complex insurance portfolio for affluent individuals who own multiple properties and vehicles.